Do you know happens when you forget to pay your bills, even occasionally? Here’s how Creditors and Credit Bureaus use these misdemeanors to build your credit profile.
For most people, debt problems occur through no fault of their own. This is how one of our clients spiraled into unmanageable debt and then worked their way out of it, using a Debt Management Plan (DMP).
Kids are at school and their back to school shopping bills have arrived. If you are feeling overwhelmed with the never ending stream of expenses, then you are not alone. Back to school shopping is now a major expense for families.
You are house poor if your housing costs are so large that you have little discretionary income left at the end of the month. This situation even affects seemingly well-off families living in multi-million dollar homes.
Credit cards are extremely convenient. And they are also the main reason why people spiral into unmanageable debt. How to start your teen off on the right footing with his / her first credit card.
A blog for young adults. As you enter a time of having access to more money than you have ever had in your life, let’s discuss how you can best manage your finances after graduation.
A fixed income is often associated with seniors on pensions. Surprisingly, it is also a reality for many other people. That is why financial literacy and money management skills are a necessity for people of all stripes, not just seniors.
Seniors are carrying a lot of debt. As you approach retirement, it might be useful to understand what is going on. There are many debt pitfalls you will encounter. Here’s how to avoid them when your income flatlines.