Kids are at school and their back to school shopping bills have arrived. If you are feeling overwhelmed with the never ending stream of expenses, then you are not alone. Back to school shopping is now a major expense for families.
Virtually all major consumer businesses offer loyalty cards and programs, enticing customers with attractive freebies. They retain your patronage and reward you for it. It is a win-win. So, what’s the catch?
Credit cards are extremely convenient. And they are also the main reason why people spiral into unmanageable debt. How to start your teen off on the right footing with his / her first credit card.