Do you know happens when you forget to pay your bills, even occasionally? Here’s how Creditors and Credit Bureaus use these misdemeanors to build your credit profile.
For most people, debt problems occur through no fault of their own. This is how one of our clients spiraled into unmanageable debt and then worked their way out of it, using a Debt Management Plan (DMP).
January is referred to as the Holiday Hangover month. The cheers turn to chills when the bills arrive. For many, the first couple of months are depressing and stressful. Here’s expert advice for handling this intruder effectively.
The holiday shopping season is nigh. As we look for the perfect gifts, the frenzy leaves many of us less attentive and more prone to careless spending. How can you get through holiday shopping wisely?
Kids are at school and their back to school shopping bills have arrived. If you are feeling overwhelmed with the never ending stream of expenses, then you are not alone. Back to school shopping is now a major expense for families.
Virtually all major consumer businesses offer loyalty cards and programs, enticing customers with attractive freebies. They retain your patronage and reward you for it. It is a win-win. So, what’s the catch?
You are house poor if your housing costs are so large that you have little discretionary income left at the end of the month. This situation even affects seemingly well-off families living in multi-million dollar homes.
Owning a vacation home is a very desirable goal for many individuals. But is it a good idea for you? Here are some practical considerations to take into account before you purchase one.
Credit cards are extremely convenient. And they are also the main reason why people spiral into unmanageable debt. How to start your teen off on the right footing with his / her first credit card.
A blog for young adults. As you enter a time of having access to more money than you have ever had in your life, let’s discuss how you can best manage your finances after graduation.