Kids are at school and their back to school shopping bills have arrived. If you are feeling overwhelmed with the never ending stream of expenses, then you are not alone. Back to school shopping is now a major expense for families.
Virtually all major consumer businesses offer loyalty cards and programs, enticing customers with attractive freebies. They retain your patronage and reward you for it. It is a win-win. So, what’s the catch?
You are house poor if your housing costs are so large that you have little discretionary income left at the end of the month. This situation even affects seemingly well-off families living in multi-million dollar homes.
Owning a vacation home is a very desirable goal for many individuals. But is it a good idea for you? Here are some practical considerations to take into account before you purchase one.
Credit cards are extremely convenient. And they are also the main reason why people spiral into unmanageable debt. How to start your teen off on the right footing with his / her first credit card.
A blog for young adults. As you enter a time of having access to more money than you have ever had in your life, let’s discuss how you can best manage your finances after graduation.
Co-signing loans is a gamble. Co-signers make promises to pay loans if the primary applicant defaults. And with it, many take on risks without fully realizing all the consequences of the deal.
Canadians carry a collective debt of $1.82 trillion. Economists have sounded the alarms for a while but the debt problem has not gone away. Why do we ignore debt and what are the consequences?
A fixed income is often associated with seniors on pensions. Surprisingly, it is also a reality for many other people. That is why financial literacy and money management skills are a necessity for people of all stripes, not just seniors.
Seniors are carrying a lot of debt. As you approach retirement, it might be useful to understand what is going on. There are many debt pitfalls you will encounter. Here’s how to avoid them when your income flatlines.